it seems no one reads these anymore so i wont be back unless i find something important out.. Well 19 june now n got another email from drivewise. LOL, They took off my extreme brake events but my % stayed the same, 11%. There is no gauge for this and people do not have sense for feeling this factor. I still have 9 hard braking events and my wife has 14she said that a few were bogus, as her car was not driven upon a couple days when events were recorded. Your agent has no clue what he is talking about. Why would they rate my mileage as B+ with only 2,630 miles??? How many miles you drive. That was, until, I got an email from Allstate explaining that I could track my Drivewise discount on their website. My word to any and all, when it comes to Allstate caveat emptor (buyer beware)! Tom from Minnesota here. i think that is proof i wasnt flying down the road jamming on the brake. Needless to say after numerous complaints they admitted they made a mistake and added things to his drivewise that didnt really happen. Out of 600 miles Ive driven 0.7 over 80 and my speed is a B-. Its 8.75 miles/second. When DriveWise was released it had a very simple explanation: a 10% enrollment discount for your first 6 months with the device. i dont understand why you started at 7%. Not that you are going to get that much as everyone has different driving habits. GUess what, Im a BAD driver and get 0.00! The device plugs into your vehicles diagnostics port, usually located below your steering wheel. The best answer by Drivewise logic is to never stop for red lights, animals, other bad drivers, etc. All was fine so for the next year+ I forgot about it until I get an email that said for the past year my refund was 0%!!!!! After canceling I was charged 30% of the yearly fee after only having insurance for 13 days. Yes people from Drivewise do read these emails and yes it does vary by state. And for those who dont have car insurance through Allstate, good news: you can also participate in Drivewise and earn rewards, too, although you cant save on your car insurance if you dont have a policy with Allstate. I assume companies always mean up to when they say may. Im not sure why we arent already doing this (though from what you said, we wont get the full discount either) so I will look into it. And we constantly review our criteria to ensure were putting accuracy first. All are stupid and unhelpful!! Please allow me to sincerely apologize for any inconvenience you may have experienced. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. Yep thats right, I decelerated too fast in my own home driveway and got dinged for it. Anyone can download this free app through Allstate. Usage-based insurance isnt suitable for distance commuters or people who take long road trips. AND THE STUPID LADY I TALK TO NEXT TOLD ME IT WENT UP FOR TALKING IT OFF OF AUTO PAY WTH [REDACTED], Absolutely the worst insurance company ever complete liars scammers and they charge a ridiculous price.Liberty mutual is the best route if you ask me. That were not my fault? Drivewise is a program where you can earn up to a 29% reward check. The discount goes UP TO 30%. I think our combined discount comes to around $160/6 months. Below, we highlight key differences between Allstate Drivewise and Milewise: An optional rewards program that rewards safe drivers with discounts and other monetary prizes. i expire on the 20th n my new policy kicks in after that so ill know more then. LOL How can you as a driver, concentrate on avoiding an accident, when you know to prevent it, you will be penalizing by the program that you are in trying to save money on your 5% discount? I switched to Geico am paying 1/2 of what I was with Allstate and no Drivewise module!!! When you purchase a Milewise policy, youll put down a deposit using a credit card. I kept calling and was told there was a problem with their system and it had sent the device to the wrong address all the while not knowing that I was being charged a daily fee for a device I did not have in my car. Drivewise starts at %10 to start and can save you up to %30. Drivewise states that hard braking is considered to be a deceleration at the rate of 8 miles per hour per second. When you enroll in Milewise, Allstate sends you a device to measure your miles. More interested in whatever savings. When comparing offers or services, verify relevant information with the institution or provider's site. 25 May, still waiting. i told her about them taking brake events off coz of weather, she said well good. Needless to say I have a bad driving record on Drivewise becasue of that. Those of you with smartphones; check out the free app available from the website drivewise.ly. So yes lets all give you a pat on the back since you feel special to get a check. Oh Holly, you should write a book, ill buy it. After all the insurance industry is based on that. I absolutely love the drive wise technology. Jun 23. allstate drivewise device non return feeburning off yarra ranges. ; Disney Surprise Drinks You also receive a notification to start a claim and begin the recovery process with Allstate. And yes, from 11am-10pm!!! Now for my soap box: That being said, since I drive very little and also have a motorcycle on my insurance, I can ride that all I want (no Drivewise, obviously) and drive my other vehicles in the mornings or all I want on the weekend (which is considered lowest risk). I just have to remember to turn the app off at night. As an example, let's say you have the following rates: Daily rate: $2.00. ever have a deer suddenly jump in front of you?? The highest discount at renewal I have seen in 3 years is 27%. I was a 30+ year faithful Allstate customer. When it comes to your money they will keep transferring you to different departments so they can waste your time and frustrate you into hanging up. If you are paying $440/6 months that is what you will have added back into your premium. Statistically, more of the drivers that have trouble paying their bills are in a higher risk category. For me at least, hard braking is as a result of following too close. Rather than griping on whatever site this is do something productive and switch companies but once again your rates WILL GO UP its just a matter of which company takes the leap first. The will still catch you when you will move your car for street cleaning. Still trying to figure out though how my policy went up without any changes except for their 3% difference which should not result in the monthly payment going up $24. Your percent is at the top of your sign in page. Allstate is one of the best insurance companies out there and the feedback reflects it. It does not reduce your premium it gives the reward check back. I had drivewise when it first started about 5 years ago and it was fine and the first year got a discount, then they changed the programming and suddenly me and my wife were getting 200 to 300 hard braking evens a year and zero discount ON THE SAME VEHICLES! Im sorry that YOU are an @$$. It would be a losing business proposition for the insurance carrier as there would be no driver accountability. I bought a brand new Mazda. The hoops we had to jump through were insane, and at a very difficult time for our family. }); Regardless, Im not sure how they can count a single braking incident against someone when they have no idea why I was braking. Each year an insurer has to collect enough premium to pay for claims and expenses. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. She is also a regular contributor to publications that include Business Insider, Forbes, Bankrate, Money.com, LendingTree, U.S. News and World Report Travel, CreditCards.com, and more. Speeding: Speeding is a traffic violation and increases your risk of getting into an accident (and injuring another driver or pedestrian). Apparently, I had a braking episode. ; ; . with DriveWise based on driving performance. What would I get back? And as for the hard braking, if it wasnt for me hard braking, I would have run over a child on my street, and T-Boned a couple of vehicles on the highway that think they own the road by cutting people off at high speeds during peak traffic hours. What are you getting back? I saved $25-300 a year because I cut down on my commute. Allstates Milewise program is similar to other insurers usage-based programs, but Allstate has the benefit of being a highly rated and solid company. In the event that all or a portion of Arity or its assets are acquired by or merged with a third party entity, we reserve the right, in . Once you install the Allstate mobile app, Drivewise will begin to automatically monitor your driving. There was NO customer services at all, in fact speaking with Juan and Pat was like speaking with a child who had yet to learn how to comprehend, think or articulate. i was backing to where i park one minute before turning off the key. We strive to help you make confident insurance decisions. ill be able to hit thge brakes whenever i need to n do it safely. Sorry for your bad experience! Then, my percentage went from 18% to 14%. I log online on my desktop every day and print my feeds back from drivewise for prove purposes. This definitely rewards those that dont drive much such as retirees. These things are way too Big Brother for me, discount or not! You probably wont believe it but I am actually getting a 30% discount on my allstate policy with drivewise, however, though because I paid a year in advance to save 120.00. function trackPhoneClick() { You can save up to 30% its based on how well you drive and the longer you use the device the more you can save. An Honest Review | Club Thrifty. I have had it for one year and whilst I have an A- for braking I do drive at busy time, and when I am on I 95 have to drive at 70 plus to keep up with everyone. It looks like a start of bigger data collection program. Give them a call. There are many circumstances that would cause one to do so! haha. Also like others have stated my husband has ran lights now to avoid slowing down too fast. I did not sign up to have a corporation dictate to me. you would need to call them n give them your ID. but im practicing.. And its weird to me that your premiums went up just before doing this, that feels more scammy to me than the drivewise thing! I asked why the increase? Then it is different in various states (Im in Montana). they promote unsafe driving with the drivewise. I told the Drivewise rep that my car didnt move and I got hit with 6 hard braking events. But insurers like this misconception; they can sell on it by inflating or implying the role of discounts. Drivewise = overcharging you 30% so they can give you something in return. omg i was backing up, jeez. However we changed companies as the 6 month rate was over $1000 lower. After reading these posts I will be looking for vehicles with the Drivewise monitor on the dash before using the crosswalk! I asked about that and that is a different plan that costs more. This means you are SPEEDING, creating a high risk situation. I have 10% now. I am certain that Allstate set it that way so you dont get the max discount. It was on my last renewal 6 months ago and now the new renewal just came showing the 3% discount that drivewise stated we got. The discount is calculated on safety factors. my 6 months is up on 20 april.. ill know more then about %s n what happens after.. When I first got it, you could go to the app or website and delete some of the negative scores. Hit me from the back. I called a family meeting where I castigated them on being heavy on the pedal so we are looking at similar tactics to avoid braking and slowing down. I did some research on insurance companies on customer satisfaction. Holly depending on the vehicle your driving its has built in gps whether you know it or not they could be tracking exactly where you are going and everything! On another note, if your subscribers want to save more on their auto insurance, they should be taking their defensive driving courses every 3 years for 10% off. It is getting so that is cheaper to take a cab to the grocery and on errands, after you consider insurance, car depreciation, gasoline and tires, and being tracked and graded. No, Allstate Drivewise will not raise your rates, even if you exhibit less ideal driving behaviors, according to Allstate. He said I would be sent a device in 2 to 3 business days to be installed in my car and that I would only be charged for miles I drove per day and that my limit was 40 miles per day at $.18 cents and if I exceeded that limit, I would be charged $5.86 for the day and on days that I didn`t drive my car, I would not be charged at all. June Sham is an insurance writer for Bankrate. As you drive and accrue daily and mileage charges, your account pays for these trips. And no accidents until the last 4 years when I was rear ended 3 times, and someone ran into the side of my car, when I was stopped for a traffic light. The occasional high risk time of day or hard braking event doesnt phase his score. i was told to wait 5 days, which i did. I have my renewal policy right here in front of me and it shows right on it drivewise discount included in your premium. They said I cancelled the device April 19th which was 11 days before my Allstate Insurance was renewed. No products in the cart. After doing the whole calling and waiting and them telling me someone would call me back but never did, I tell them to cancel my account because it was obvious they wanted to be charging me $323 per month when I could get a regular full coverage elsewhere for way less. A small car battery is typically rated around 45 amp/hours. They raise your rates, then I shop around, they promise you a discount, then o o o sorryhere put big brother in the car and if you are a good boy/girl hey this site has plenty of advertising for car insurance give em a call. I get very annoyed about guys who would want to follow me.. Fing drivewise,,,,, no one knows what it is. Expert verified means that our Financial Review Board thoroughly evaluated the article for accuracy and clarity. None-the-less, youre saving 17%. copied from GARY above::::: A driver practicing distracted driving will forever be caught off-guard, even while doing a mere 35 mph. A month later and still no change in the percentage. Unlike other similar insurance programs, you do not need an auto insurance policy with Allstate to participate in Drivewise. Rates increase based on general rate increases, accident surcharges etc. i called again n got another person, she said braking will not come off. Most driving I do is during the week with little on weekends. well it was on ice n snow it spun a little.. stupid though.. It is effortless and I will take my 17% if it costs me no time or energy. if i take it off today, i pay them the whole discount for drivewise which for me is 32 dollars. However, with all that being said, I feel like they made a fairly skeevy move recenty. I have Drivewise, and currently we have two cars, one is at 3% (wtf) and the other is at 2% (wtff!). All offers are subject to additional terms and conditions. If you don't save any money with the program, you should be able to opt-out again . Not to mention the insurance commissioner allowing something like that is ludicrous. A lot of people who posted are not aware that Allstate can use the time and date if the event to help determine fault if you have an accident. There has to be an easy method you can remove me from If you frequently come close to running people down, then no, you are not a safe driver just because you hit the breaks in time. Just avoid drivewise all together. The incompetence of Drivewise is staggering; they need new people at the top as they are completely dysfunctional. A little while later, before we'd had a chance to switch insurance companies yet (a long and tedious process) I got into a car accident. Tina,,,,,, i understand what you are saying. Until someone gets hurt, that is. Of course they are just using statistics, and statistically if you have to brake really hard pretty often, once in a while youll actually hit something. HUH??? You are not required to participate, and can opt out of it at anytime. I think its weird that our premiums went up too. I have used Drivewise for 7 months. Coverage.com services are only available in I never got a check after 6 months. The other driver ran a red light, hitting me and I was sent to the hospital. i think its funny, drive wise tracks me when i move my car to cut grass under it, or when i take my garbage to the road, or get my mail. I complained to the Drivewise customer service and they made some adjustments, but it didnt help my rating. While we adhere to strict Can you suggest a good web hosting provider at a fair price? I feel I am a safe driver and was before this unit was put in my car.
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