what is brinks prepaid mastercard

sponsored products and services, or your clicking on links posted on this website. Netspend Corporation.All rights reserved worldwide. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. Card details Highlights Brink's gives you the peace of mind you deserve. Neither Plan Fee option includes any other fees. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. money on your Card via Western Union Money Transfer. However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. At Bankrate we strive to help you make smarter financial decisions. You'll also get text alerts each time the card is used so you'll always know the balance and you'll remain protected from unauthorized purchases. So, whether youre reading an article or a review, you can trust that youre getting credible and dependable information. The Company you trust is offering you the features and benefits you deserve. With Brink's Direct Deposit, you can get paid faster than a paper check. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. Netspend is a registered agent of Republic Bank & Trust Company. $9.95 per lost, stolen, or damaged Card replaced. 4. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Does Brinks charge a monthly fee? Brink's understands that time and money are valuable to you. Why Should You Get a Business Credit Card? With theDiscover it Secured Credit Card, you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Savings Account and is paid quarterly. All other trademarks and service marks belong to their owners. But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated up to the coverage limit, currently $250,000.00. Nouri Zarrugh is a writer and editor for CreditCards.com and Bankrate, focusing on product news, guides and reviews. How to Open a Brinks fire Safe. The interest rates and APYs of each tier may change. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 However, its rewards program is confusing, and, like most prepaid cards, it poses a few fee-harvesting traps. The Brinks Prepaid MasterCard comes with additional features. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. Use of the Card Account is subject to activation, ID verification, and funds availability. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. 3 Fee may be assessed by reload location and may vary from location to location. Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. Brink's Prepaid Mastercard has a daily ATM withdrawal limit of $940. What Are The Different Types of Life Insurance? WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Territories, including Guam and Puerto Rico, and where prohibited by law. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Can You Build Credit With a Prepaid Credit Card? See full Official Rules for details. Login. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. $3.00 per withdrawal. Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. To participate in the Savings may affect your credit. Brink's Prepaid Mastercard. Check the information is accurate and submit your application. There is no minimum balance. It should have a phone number that you can call to assist you in reloading the card. institution. Recommendation score measures the loyalty between a provider and a consumer. From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. Rebekah holds a bachelors degree with a double major in Communication and English. The account earns a whopping up to 5 percent APY, but only up to a tiny $1,000 balance (4.91 percent variable interest rate). Even the rewards with theDiscover it Secured Credit Cardare slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. Brink's Money Paycard - Cardholders. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Getting a Business Loan When You Have Bad Credit. When you open a Self account, a loan is placed into a certificate of deposit, which you must pay back. The Brink's Prepaid Mastercard offers bank-level features without hefty fees. Certain products and services may be licensed under U.S. Patent Nos. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. Sign Up Now. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. Greater of 2.0% of total check amount or $5.00 per check load. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Pay- What Is Brinks Prepaid Mastercard? (877) 788-9067, or click the link below and activate it online. The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. See if you qualify for student loan refinancing and compare real time offers. And your money is FDIC Insured by Republic Bank & Trust Transfer of funds via ACH from your Card Account to your bank account at another financial Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. There is a Live Chat feature on the website under Customer Support. and Ingo Money, Inc., subject to the First Century Bank and Ingo Money Terms and Conditions, and Privacy Policy. Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Our experts have been helping you master your money for over four decades. Open only to U.S. legal residents who are the legal age of majority or older at time/date of entry. iPhone. Brink's Prepaid Mastercard 1-877-849-3249 Monday - Friday: 8 AM. With Brink's Money, everyone is eligible regardless of credit history,2 Once you activate your Brink's Money Prepaid MasterCard, you'll love the Brink's Money Program because it's: Fast and Convenient: No more waiting to get your paycheck. Enroll in Brink's Money Payback Points. editorial integrity, There is no minimum balance. 3. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per Odds of winning depend on the total number of entries received during each applicable entry period. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). Brink's Business Expense. prevention restrictions at any time, with or without notice. Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message . Intro Offer: Unlimited Cashback Match - only from Discover. Fees apply for approved Money in Minutes transactions funded to your card. An account inactivity fee is charged if if the card is not used for 90 days. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but dont want (or dont qualify) for a regular credit card. Business Loans for New Businesses: What You Need To Know ? If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of You may have to pay a fee of up to $3.95 every time you load the card, Charges a $1.50 signature purchase transaction fee. Charged in addition to any applicable Purchase Transaction Fee or OTC Withdrawal Fee. For a complete list of fees, please refer to the fee schedule in the Cardholder Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) Its not a long-term option, but is a great short-term solution. See the delay availability of funds with or without notice. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. When your highest-paid employees spend time handling cash, your business loses time and money. Compare its features and fees in our detailed review. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). With Brink's Direct Deposit, you can get paid faster* than a paper check. NOTE: Fees assessed to your Card Account balance may bring your Card Account balance negative. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! To check the rates and terms you qualify for, one or more soft credit pulls will be done by Filter & compare all your options in one place. January 21, 2022 by William Nelson A prepaid Mastercard can provide people without credit or debit cards a way to shop online. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Netspend is a registered agent of Republic Bank & Trust Company. Bankrate follows a strict editorial policy, so you can trust that were putting your interests first. if (theYear < 1900) theYear = theYear + 1900; $4.95 per transfer via Customer Service Agent. Ends 1/31/22. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by . Enroll in Direct Deposit to have your paycheck or government benefits onto your Card Account. $1.00 per declined transaction. Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. now = new Date(); create up to a $10.00 negative balance on your Card Account. Fraud prevention Certain products and services may be licensed under U.S. Patent Nos. To order a Card, provide your name, mailing address and email address. Consolidating vs. If you choose the pay-as-you-go plan, itll be hard to maneuver without tripping over a fee. This caveat is worth considering since prepaid cards dont enjoy as many federal protections as debit and credit cards do. Calculated based on the U.S. Dollar amount of the purchase transaction or cash withdrawal. This editorial content is not provided by any financial institution. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Brink's gives you the peace of mind you deserve. No late fees or interest charges because this is not a credit card. (Residents of the State of Vermont are ineligible to open a Card Account). now = new Date(); The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more. As such, your money may go a bit farther with a debit or credit card. Company, Member FDIC, upon card activation and identity verification.1. We continually strive to provide consumers with the expert advice and tools needed to succeed throughout lifes financial journey. Card use subject to activation and identity verification. Securing cash and valuables since 1859. Standard text message or data rates may apply. Brink's (NYSE: BCO) is based in Richmond Virginia, and is a global leader in security-related services for banks, financial institutions, mines, retailers, diamond and jewelry industries, pharmaceuticals, and a variety of other commercial I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. editorial policy, so you can trust that our content is honest and accurate. Are you an existing customer? Copyright 2023 SuperMoney, LLC. What bank is Brinks all access? Standard text message or data rates may apply. If your identity is partially verified, full use of the Card Account will be restricted, Skip to content. 3 Fee may be assessed by reload location and may vary from location to location. While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. Early Mastery Wiki Search for: How; Who; For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. theYear = now.getYear(); It's a 16-digit number and CVV code that are tied to an account. Card use subject to activation and identity verification. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. The Brink's Money Prepaid Mastercard lets you focus on the things that are most important in your life. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. After regularly featuring his credit card, credit monitoring and identity theft analysis on NextAdvisor.com, he joined the CreditCards.com and Bankrate.com teams as a staff writer to develop product reviews and comprehensive credit card guides focused on cash back, credit scores and card offers. Which certificate of deposit account is best? but you may be able to use the Card for in-store purchase transactions. But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. 6. Meet you wherever you are in your credit card journey to guide your information search and help you understand your options. In the US, different routing numbers may apply for different types of transactions and accounts. Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. So you can avoid interest payments, bounced checks, or overdraft fees. information from the IRS, visit https://www.irs.gov/refunds. The interest rates and APYs of each tier may change. This is a third-party fee and is subject to change. The maximum allowable savings account balance is $5,000. plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. Open to legal residents of the 50 U.S. or DC, and legal age of majority prior to time/date of entry. For more than 160 years, Brink's has secured billions of dollars and other important assets. Fee These are variable rates and may change Cardholder is responsible Activate your new Brink's Money Prepaid Mastercard and verify your identity. Please contact them directly through their website (https://brinkshome.com) or their toll-free number (800-447-9239). 6,000,608 and 6,189,787. Managing your money wherever, whenever. However, credit score alone does not guarantee or imply approval for any 6 Payback Rewards is an optional program. Cardholder is responsible for repayment of any negative balance. 8. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Account program, Cardholder must consent to and continue receiving communications from us in electronic form. (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support If Cardholder is subject to Void where prohibited. Netspend is the federally registered U.S. service mark of Netspend Corporation. Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. Is Brinks better than ADT? Neither Plan Fee option includes any other fees. 9. All other trademarks and service marks belong to their owners. Interest is Please explain your vote by sharing your experience. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying Use Direct Deposit Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. No Minimum Balance, No Late Fees - because this is not a credit card Can a First-Time Home Buyer Get a Jumbo Loan? Netspend Corporation, a Global Payments Company (NYSE: GPN) is a leading provider of general-purpose reloadable (GPR) The Brink's Prepaid Mastercard provides cardholders with an easy way to pay and manage money prior to opening a credit card or secured card account. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Use your Brink's Money Prepaid Mastercard to shop online, in stores, on the phone basically anywhere Debit Mastercard is accepted! Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider 2. This compensation may impact how and where products appear on this site This is a third-party fee and is subject to change. Program sponsor: Netspend Corporation. Fee Enroll in Direct Deposit to get your paycheck or government benefits in your Card Account up to 2 days faster! Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Reward offers are based on individual shopping habits. financial product. Interest is How to Get a Reverse Mortgage: 3 Steps to Getting an HECM. Fraud prevention restrictions may delay availability of funds with or without notice. Earn unlimited 1% cash back on all other purchases automatically. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. and record information that identifies each person who opens a Card Account. A Red Ventures company. A FICO score/credit score is used to represent the creditworthiness of a You have not yet won. No late fees or interest charges because this is not a credit card. The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Brink's Money Prepaid Mastercard. What are index funds and how do they work? 9. 6,000,608 and 6,189,787. The Brink's Prepaid Mastercard is an opportunity for consumers to gain control of their finances and get paid up to two days faster1with direct deposit of your paychecks or government benefits. These are some of the most common fees associated with the use of your Card. At each step of the way, we fact-check ourselves to prioritize accuracy so we can continue to be here for your every next. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such This is a third-party fee and is subject to change.

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